What is accident insurance?

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Question 1: What is accident insurance?
Question 1:
Accident insurance generally provides the following protection to relieve financial pressure when an unfortunate accident occurs:

A lump sum payment for accidental death or dismem bc data europe berment.
A fixed weekly allowance during the period when you are unable to work due to accidental injury (subject to the period specified in the policy).
Reimbursed medical expenses due to accidents.