To set up categories, it’s worth analyzing your spending for previous months—this can be done in your banking app.
You can also choose a fifth group to earn 1% back on all purchases - even from categories not represented in any of the four groups.
With the "That Same Card" you can earn up to 3,000 points every month. Points are converted into rubles in the Internet bank and mobile application of Bank Sinara.
If you are used to more active spending, Sinara Bank offers the service "You can do more". With it, the number of points increases to 5,000 per month, or 60,000 per year. And the service "All in one" will allow you to receive 4% cashback in four additional categories.
Receiving income on the balance is an option that is usually not afghanistan mobile database combined with cashback. You can either receive bonus points or accumulate interest on the balance on the card.
The most profitable way is to open a card and a savings account at the same time. You will have access to cashback on the card, and income on the balance on the account.
For example, the "Active Income" savings account allows you to accumulate from 8% on the daily balance. If you actively pay with a Bank Sinara card, the minimum rate increases. When paying for goods and services in the amount of 10,000 ₽ per month, the rate will be 11.5%, from 30,000 - 15%.
For new clients, Sinara Bank offers special conditions for the Active Income savings account. In the first and second months, the income percentage on the daily balance is 14% for card purchases of 10,000 ₽ or more, and 20% for purchases of 30,000 ₽ or more.
Transaction fees
Minimal fees for transfers and cash withdrawals are also part of the loyalty program. If you often transfer and cash out money, you need a card that allows you to do this for free or with insignificant fees.
Cash withdrawals from Sinara Bank ATMs are free. Using the "Fast Payment System", you can transfer up to 100,000 ₽ per month in the bank's mobile application without commission. If the amount of transfers per month exceeds 100,000 ₽, a commission is charged. It is 0.5% of the transfer amount, but no more than 1,500 ₽. Transfers of up to 3 million ₽ between your accounts will also be free.