The first method involves contact between the attacker and the victim - by phone or online. For example, attackers create a website that can be a copy of a real bank's website. It publishes an offer for a very favorable loan, which is available even with a bad credit history. You just need to confirm your income. In this way, scammers get hold of all personal data, including a phone number.
Hacking an account on Gosuslugi is a task for a skilled hacker, but information about such hacks regularly appears on the Internet. In this way, attackers gain access to a large amount of personal information, including documents.
Data leaks occur when fraudsters collude with bank employees. For tongliao mobile number database example, you applied for a large loan, but the bank refused. The bank employee passes this information and copies of documents to the fraudsters, who go to another bank and make a request for a smaller amount in order to have a higher probability of getting approved. This scheme is very complex, as it often requires forging a passport and trying to impersonate someone else. Banks rarely manage to pull this off. Therefore, fraudsters often take out microloans from MFIs, where it is enough to present a copy of your passport and there is no need to come in person. There is no need to confirm income there either.
How to protect yourself from data leaks
Fraudsters are constantly coming up with new criminal schemes, and for most of them they use the victim's personal data - passport, TIN, SNILS and others. That's why it is so important to protect this data. Follow these simple rules:
Spread your phone number less. If possible, use two SIM cards: you can specify one number when applying for discount cards and other purposes, and the second will be linked to your bank cards.
Do not disclose your passport details to anyone except government agencies, your employer and banks.
Change your password on Gosuslugi regularly. If an attacker gains access to your account, all possible ways for fraud will be open to them.