Avoid using more than half of your credit

[sumaiyakhatun29]

Submit the letter to the bank when applying for a loan later. 4) Make Sure Supporting Documents Are Complete To apply for a home loan, make sure your supporting documents are complete. If you are employed, the documents required are: Copy of identity card Salary statements for the last three months or the last six months, if there is irregular income such as overtime allowance. Bank statements for the last three months or the last six months, if there is irregular income such as overtime allowance.


EPF statement or EA form Supporting documents for additional income denmark whatsapp database (rental income, ASB, etc.) Booking form or letter of intent for you to buy a house 5) Some Other Important Tips Apart from the 4 main things above, there are also several other ways that will help your loan application. Make sure the salary received in the bank statement is the same as your payslip. Make sure your monthly bank savings balance does not decrease.


Card's maximum limit. For example, if the maximum limit is RM6,000, don't use more than RM3,000. This is because the bank will consider you dependent on debt. Your financial score will not be pretty and the interest rate will be high. preparation for getting a housing loan Once your financial preparations are in place, the next step is… Step 4 Have Enough Money to Pay for the Cost of Buying a House There are several costs you need to pay when buying a house.