You also need to sign the loan
Posted: Sat Dec 28, 2024 8:26 am
1) If your financial is strong I suggest you use CIMB or Maybank. These two banks offer a great service and they can approve your housing loan within 5 working days if all documents are complete. RHB is also a good choice. To my knowledge, they have a higher debt service ratio tolerant as compared to Maybank and CIMB. 2) If you buy property with a master title aged over 10 years Bank Simpanan Nasional is the only bank that will accept your application.
3) 100% loan Most banks takes part in My First Home Scheme. czech republic whatsapp fan But based on my experience, Bank Islam offers lower interest rate compared to other banks. If you want to use Youth Housing Scheme package, go for Bank Simpanan Nasional. 4) Some extra tips The bank will approve your loan within 2 weeks. When approved, informed the lawyer to draft the sales and purchase agreement.
offer letter from the bank and it is extremely important to read the terms and condition. Among others, you need to ensure you get what you applied. For example, if you apply the loan for a 90% margin or to absorb the legal fee, the loan offer letter should state that. There was a client of mine where the bank approved his loan lower than what he applied for.
3) 100% loan Most banks takes part in My First Home Scheme. czech republic whatsapp fan But based on my experience, Bank Islam offers lower interest rate compared to other banks. If you want to use Youth Housing Scheme package, go for Bank Simpanan Nasional. 4) Some extra tips The bank will approve your loan within 2 weeks. When approved, informed the lawyer to draft the sales and purchase agreement.
offer letter from the bank and it is extremely important to read the terms and condition. Among others, you need to ensure you get what you applied. For example, if you apply the loan for a 90% margin or to absorb the legal fee, the loan offer letter should state that. There was a client of mine where the bank approved his loan lower than what he applied for.