Are you having trouble managing your money and making it work for you? In times of crisis, everything becomes even more complicated, right?
You've probably already read or heard that you just need a little organization to put everything in order. The problem is that organizing finances is not always easy, even more so when we have habits that make us spend more and more.
So how do you best manage your money?
To better manage your money, you must first get rid of philippines mobile number example toxic” behaviors. That is, those attitudes that do nothing to help your bank account.
So, we have separated some lessons that can be quite useful. Check out some basic rules that can help you!
1. Save 10% of everything you earn to invest
There is a point of view advocated by many billionaires and very financially successful people, which is this: “pay yourself first.”
Before someone uses the phrase as an excuse to mislead others, it is good to explain it well.
The idea is to set aside at least 10% of what you earn immediately, before looking at your accounts or leisure items. Did you get R$100.00? Set aside R$10.00 right now to invest! It's that simple.
This attitude, in addition to ensuring the building of wealth, creates a very healthy financial habit. And it doesn't think that you're going to starve to death by setting aside 10% of the money you earn.
On the contrary, sometimes starting the month a little tighter forces you to be creative, whether it is when it comes to saving or when it comes to creating opportunities that generate new income.
Before moving on to the next item, one caveat: this money must be invested and not simply “set aside.” It is important that you make that amount work for you.
To do this, it is worth studying the different market possibilities, from fixed income to the stock market, and choosing the investment that best suits your profile.